Guided Meditation For Wealth And Abundance: T. Harv Eker
The millionaire meditation that sets you up for success by breaking down your mental barriers and limiting beliefs.
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Napoleon Hill, acclaimed author of Think and Grow Rich wrote, “Our only limitations are those we set up in our own minds.“
He’s not the only one to have said that.
Nearly every single successful person supports that statement.
We do too here in Live A Blissful Life.
Want to make this millionaire meditation even more effective?
That’s why we insist that if you desire to live a blissful life, you start with cultivating a blissful mind first.
It doesn’t matter if you’re working on improving your relationships, your finance or your home.
Whatever you focus on, you’ll have thoughts and beliefs about it and it’s these thoughts and beliefs that you’ll need to change.
Meditations, affirmations, hypnosis all help in clearing all the negative thoughts and beliefs that you’ve accumulated through the years.
If you’d like to improve your finances, then we recommend that you start with this post, which provides the link to as well as a transcription of, what is in my experience, the best guided meditation for wealth and abundance.
Called Hypnotherapy for a Millionaire Mind, this meditation was created by Julie Dittmar for Peak Potentials and is based on the teachings of T. Harv Eker.
I listen to this almost every night before I go to sleep and the results when I do, are quite spectacular.
RECOMMENDED RESOURCES:
How To Live A Blissful Life – Discover how to live the blissful life you deserve, why you need to start with your mind in order to succeed and what you need to do to prepare yourself for success.
What Is Bliss – How can you know that you’re living a life of bliss if you don’t even know what it means? Find out what bliss really is so you too can start living the life you deserve.
What is the millionaire mindset?
So, what is the millionaire mindset?
Quite simply, the millionaire mindset or the wealth mindset refers to a way of thinking that those who are financially independent possess.
This question – along with its twin, “What is the wealth mindset?” – always makes me think of Jim Rohn’s seminar in the 1980s where he said, “I have found in my experience that income does not far exceed personal development. Now, sometimes, income takes a lucky jump but sure enough, unless you grow out where it is, it’ll usually come back where you are.
Life has strange ways.
If somebody hands you a million dollars, best you become a millionaire quickly so you get to keep the money.
Otherwise, sure enough, it will disappear.”
Poor people and rich people, in other words, aren’t just separated by the fact that one group has practically no money and the other has loads of it.
There’s a difference in the way they think, the way they act.
And whilst yes, there are some circumstances that may disadvantage one person (imagine, for example, trying to become a millionaire in a poverty-stricken country), if all else is equal (such as level of education) with the exception of the way they think or the philosophy of life they subscribe to, the one with the millionaire mindset is bound to make, and more importantly, keep his wealth.
Side Note: Even if both people are gifted with millions in the bank, unless the person without the millionaire mindset develops one, he’s bound to lose the money. Or keep it but at great cost to himself (remember Ebenezer Scrooge in A Christmas Carol)?
How can I get a millionaire mind?
Study.
John Earl Shoaff once said that “if you wish to be wealthy, study wealth”.
And it’s true.
If there’s something you wish to be or do, something you’ve not done before, you need to get more information about before you can do it and do it well.
To get a millionaire mind, you need the right kind of information from people who’ve done it before.
Forget your negative relatives who are always putting you down and laughing at your attempts to better yourself.
Are they millionaires?
Probably not.
If so, let their negativity go – the way water slides off a duck’s back.
Forget the well-meaning but dubious investment advice from your perennially broke friend.
If he hasn’t found any success with his investment idea or he hasn’t got any firsthand experience with whatever investment he’s touting as life-changing or easy money or a sure win, then it’s probably too good to be true.
If your goal is to become a millionaire, you need to go and talk to someone who’s actually a millionaire.
Now, it’s highly possible that you don’t know a millionaire.
We tend to be the average of the five people we spend the most time with so it’s not surprising that people who have an average income tend to hang out with other people who have an average income, whilst the rich hang out with the rich.
In that case, there are several things you can do:
Go where the rich hang out.
There’s a high-class restaurant close to where we live, where all the rich people go for lunch before or after they go on their yachts.
Guess what I do?
I just go there to chill, soak up the atmosphere.
Listen to the conversation that swirls around me.
I’m not actively eavesdropping, mind you, just people watching.
And I can tell you one glaring difference I noticed immediately.
No one was complaining about the bad things happening to them.
I understand that I may have just been lucky, maybe every time I go, there’s a plethora of positive people. And that I end up always missing the negative ones.
But maybe, contrary to what many of us think, they don’t complain because they’re rich.
Maybe they’re rich because they don’t complain?
They get on with things.
If something happened that they don’t like, they just change it instead of complaining about it.
This kind of talk always reminded me of Jim Rohn’s now-famous quote, “If you don’t like your current address, change it. You’re not a tree.“
Read the books.
Many self-made millionaires publish books on how they got from where they were to where they wanted to be – from poor to rich.
In these books, they detailed the steps they took, the changes they made, the results they now enjoy.
If you are serious about earning and keeping your first millionaire and finally becoming a millionaire, then there are no two ways about it.
You have to become a voracious reader.
Read every book on legitimate and effective wealth-building that you can get your hands on.
Get at least a basic education on economics and finance.
Take good notes.
And then apply what you learn.
RECOMMENDED RESOURCES:
How To Improve Financial Literacy – Learn why financial literacy is so important and get a list of the resources you need to teach your kids about money management as early as possible and make sure you yourself are equipped to handle the task of managing your household finances.
Make sure you’re in control of your finances (instead of letting money worries control you).
How To Get Rich And Stay Rich – Discover the most important lessons from the classic book, The Richest Man in Babylon, such as why wealth is power and should be desired, how to attain wealth and most importantly, how to keep it.
This book has been recommended by every single personal development speaker when talking about wealth. Jim Rohn, in particular, who went from broke to millionaire in 6 years.
How To Stop Living From Paycheck to Paycheck – Finally break free from the brutal cycle of living paycheck to paycheck with this in-depth guide to money management. You’ll find five actionable tips that can change your financial life.
How To Clear Debt Fast – Sometimes, we end up living paycheck to paycheck because we’re mired in debt. Learn the fastest way to get rid of that debt hanging over your head so you can finally live the life you deserve.
Think and Grow Rich – The complete classic text that has been called the Granddaddy of All Motivational Literature and is considered the book that started it all, Think and Grow Rich seeks to answer the question, “What makes a winner?” It contains the secret to the Laws of Attraction and Manifestation. A must-read for anyone who wants to become rich.
Watch videos or listen to audio.
Oh, but I’m lousy at reading.
Luckily, in this day and age, you don’t have to be confined to the written word.
Nearly each book Amazon publishes is available in audio form.
Many seminars given by hugely successful people who teach financial success or independence are available to watch online.
Many of these are free on YouTube.
I know because I checked.
And these are what I rely on and can, therefore, highly recommend.
Work on your resistance.
There will be times when you won’t want to do what needs to be done to get you from where you are to where you want to be.
This is why I always recommend that you work on your mind too, especially if you have a lot of negative chatter about money.
I personally recommend using either a wealth meditation for sleep with an excellent abundance meditation script or you can go beyond a guided meditation and choose a specific passive income hypnosis (if your goal is to create a steady stream of passive income) or a more general hypnosis for financial success.
When you’re awake, I suggest focusing on written abundance meditations and reflecting on the messages they contain.
This millionaire mindset meditation, with its money hypnosis script, is an excellent example of effective self-hypnosis for money.
Obviously, you never stop with just using this track. When you wake up, you need to start moving.
Massive success takes massive action, remember?
In fact, Jim Rohn doesn’t even believe in this sort of thing but he does believe in what he calls the silent seminar, the kind of talk you give yourself.
To me, it’s the same thing.
So use this hypnotherapy for wealth as often as you can.
And let it propel you to the glittering heights of wealth and abundance.
Hypnotherapy for a millionaire mind
Money meditation script: Guided Meditation For Wealth And Abundance
This is hypnotherapy for creating and keeping an abundance of wealth in your life – to create a millionaire mind.
Hypnotherapy is safe and gentle and powerful.
It puts you in touch with your inner resources, making them more readily accessible and available to you.
Research studies demonstrate its effectiveness in reducing stress, pain or anxiety, boosting the immune system and affecting physiological changes that promote and speed healing. Other benefits include being more aware and in tune with your body, being able to relax more easily, enhancing your sleep and in general bringing more of what you want into your life.
Because this is meant to be listened to in a relaxed state of mental concentration, please do not listen to this whilst doing anything else – especially driving. Repeated listening is encouraged to reinforce these positive messages.
You may find that sometimes you are not completely paying attention or perhaps you doze off, that’s perfectly okay. The words will still reach your subconscious mind to do their important work. Whatever is in your highest interest will happen anyway.
So, for now, see if you can allow yourself this time to find a place where you can stretch out and relax without any distractions, a place where you can be undisturbed whilst you create an even more empowered, prosperous and wondrously rich reality for yourself.
Take a moment to place yourself in a comfortable position, sitting or lying down, whatever allows you to be fully supported and relaxed.
Begin to breathe deeply in and out – breathing in and out, gently following your breath.
Focusing your attention on your breath can help you to quiet your mind. And when you’re ready, just gently allow your eyes to close and take another nice, deep cleansing breath in and on the exhale, relax.
Smoothing, softening, letting go of any tension or areas of tightness or discomfort, releasing anything that doesn’t belong here right now.
Notice each breath as it moves in and out of your body, each breath healing and empowering you. Just let your breath be deeply relaxing.
Notice the temperature and sensations of your breath, its rhythm – aware of each deeply relaxing breath.
And any distractions or unsupportive thoughts can be noted and gently released on the cleansing exhale, leaving only calm and quiet.
And now, as numbers are counted from 5 down to 1, allow yourself to go deeper into relaxation with every number you hear.
Five. Just letting go more and more.
Four. All of your cares and tensions just fading away.
Three. You are going deeper with every sound you hear, with every breath you take.
Two. Going deeper now, deeper into peaceful relaxation.
And one. Letting go completely, feeling totally relaxed from head to toe.
Now open up all of your inner faculties, especially that of hearing.
Just allow every single sound to deepen something in you and relax you even more, becoming deeply calm, moving even further into relaxation.
And now, using the power of your imagination in your inner landscape, bring to mind a very peaceful, beautiful place. Imagine a place that is all your own, that feels safe and harmonious. Just allow an image to form for this beautiful place.
Perhaps it’s somewhere you’ve been before that seems familiar or maybe it’s a new place. You might be in the forest, by the ocean, indoors or out. It doesn’t really matter, just as long as you choose to settle in, feeling safe, serene and peaceful.
And if you haven’t already, please go and touch something wonderful. Feel its texture. Really connect with your surroundings, feeling so at ease, so peaceful.
This is your place. Whatever you do here is just right. Letting go of any judgements or self-consciousness, there is only beauty and harmony in this place.
Take your time. Explore your beautiful place, using all of your senses.
What do you notice here?
What do you see around you? To your right and to your left.
What wonderful smells do you smell in the air or in the wind?
Is there a pleasant taste to your tongue?
What do you hear?
Notice the weather.
All the whilst, safe and peaceful.
And now, from this serene place, imagine yourself ushered into an expansive flower garden.
There are flowers and many fruit trees but they are barely visible as they struggle to reach the sunlight.
Your wealth and abundance lies in their seeds, in their soil and in the new stalks of growth – reaching, stretching toward the sky. Unfortunately, they are crowded by overgrown, neglected weeds. The flowers and fruit trees are being pushed aside and don’t have enough room to truly blossom and flourish.
Until now, it’s been comfortable and safe within the boundaries of your chosen money blueprint. But things are different now. You are bolder and wiser. You can choose to go beyond your comfort zone and expand your horizons, to open up.
The new growth – the buds, blossoms and leaves – of the flowers and fruit trees want to push past the weeds of your past conditioning: the money messages that no longer serve you.
Now, you choose to joyously pull the weeds and free up the growth of the wealth and abundance flowers and trees – feeling, seeing, sensing, experiencing yourself grabbing ahold of these weeds and pulling them out of the soil by the roots.
And as you pull each weed, you clear out each limiting thought or action that has hindered your personal growth. Letting go of any shame or embarrassment, any regrets, fears, anxiety or self-inhibiting limitations related to money.
With each weed you pull, you create free and clear space to allow for unlimited and prosperous growth in your inner garden. With each one, you feel a bit free-er and more confident in your success and happiness.
As you create an enormous pile of these plucked weeds, these unhelpful money messages, you know that they will be transformed by the sun into helpful nutrients for the soil for future growth.
The more you clear, the lighter and more peaceful you feel and the more space you create for new seedlings and to nurture this part of you that welcomes and embraces an abundance of wealth in your life.
From this place of openness to wealth, you allow the planting of supportive money belief seeds into the now fertile soil. The seeds take root in your subconscious mind as you hear the following life-affirming statements. Allow the vibration of each one to go deep inside you – to heal, transform and empower you.
I release all subconscious barriers to financial and personal success.
I am an excellent money manager.
I always pay myself first.
I put money into my financial freedom fund every day.
My money works hard for me and makes me more and more money.
I earn enough passive income to pay for my desired lifestyle.
I am financially free.
I work because I choose to not because I have to.
My part-time business is managing and investing my money and creating streams of passive income.
My inner world creates my outer world.
Everything in my life is a choice. I choose to be wealthy.
I create my life. I create the exact amount of my financial success.
I play the money game to win.
My intention is to create wealth and abundance,
I admire and model rich and successful people.
I believe money is important, money is freedom and makes life more enjoyable.
I am a confident and powerful magnet for financial abundance and prosperity.
Every day in every way, I am becoming wealthier, happier and free-er.
It is fun and easy to make a lot of money.
I deserve prosperity.
I enthusiastically create and step into my financial freedom.
I am destined to have an abundance of love and prosperity in my life.
I create abundance doing what I love.
I deserve to be wealthy because I add value to other people’s lives.
I am a generous giver and an excellent receiver. Each are equally important.
I am truly grateful for all the money I have now.
Exciting, prosperous opportunities always come my way.
I live in unlimited, luscious abundance. More and more effortlessly flows to me with ease and grace.
My highest desires are manifesting now.
My capacity to earn, hold and grow money increases with each and every day.
I allow and receive wealth and abundance to every area of my life, easily and effortlessly.
I am worthy and deserving of prosperity, abundance and love.
Money and prosperity flow into my life from many different sources.
I earn enough passive income to enjoy a prosperous and loving lifestyle.
I expect and receive miracles.
So with the help of the birds and the bees, this garden of flowers soon grow into fields of flowers and stretches way beyond into rolling hills of flowers – as far as the eye can see.
The fruit trees dig their healthy, strong roots further into the ground and multiply to become your own luscious orchards of abundance, to feed yourself and others for a lifetime.
When you’re ready, gently allow these images to fade – always knowing you can return here and call forth the flowers and the trees anytime you wish.
You can continue to tend to the new growth and encourage it upward.
And now, it’s time to come back into conscious awareness as numbers are counted from one to five.
One. Slowly and easily, bringing your awareness back to this room, this time and this place.
Two. Feeling peaceful, refreshed and relaxed, thankful for all that you have now in your life.
Three. Coming back with a deep, quiet confidence, bringing with you all that is important and in your highest interest.
Four. Feeling what it is to be in your body, noticing the sounds and any light in the room.
And five. Ever so gently, when you’re ready, taking your time, open your eyes and come fully back to the room – with the sense of the success and happiness that await you for today and the rest of your life.
Abundance meditation script: Declarations
Declarations are positive assertions. You are stating emphatically the truth about yourself.
Use these to declare what feels real and powerful to you.
For some, declarations are especially effective as they don’t require much time.
They can easily be listened to whilst preparing for your day, in the car, working out or right before bed.
As you listen to each statement, you are encouraged to repeat each one out loud – putting your hand on your heart or abdomen, to feel the vibration in your body.
If you’re not in a place where you can say them aloud, repeat them silently to yourself.
The more emotion and volume you can put into them, the better.
Everything in the universe is made up of energy and here, you are creating more positive energy in your life.
I release all subconscious barriers to financial and personal success.
I am an excellent money manager.
I always pay myself first.
I put money into my financial freedom fund every day.
My money works hard for me and makes me more and more money.
I earn enough passive income to pay for my desired lifestyle.
I am financially free.
I work because I choose to not because I have to.
My part-time business is managing and investing my money and creating streams of passive income.
My inner world creates my outer world.
Everything in my life is a choice. I choose to be wealthy.
I create my life. I create the exact amount of my financial success.
I play the money game to win.
My intention is to create wealth and abundance,
I admire and model rich and successful people.
I believe money is important, money is freedom and makes life more enjoyable.
I am a confident and powerful magnet for financial abundance and prosperity.
Every day, in every way, I am becoming wealthier, happier and free-er.
It is fun and easy to make a lot of money.
I deserve prosperity.
I enthusiastically create and step into my financial freedom.
I am destined to have an abundance of love and prosperity in my life.
I create abundance doing what I love.
I deserve to be wealthy because I add value to other people’s lives.
I am a generous giver and an excellent receiver. Each are equally important.
I am truly grateful for all the money I have now.
Exciting, prosperous opportunities always come my way.
I live in unlimited, luscious abundance. More and more effortlessly flows to me with ease and grace.
My highest desires are manifesting now.
My capacity to earn, hold and grow money increases with each and every day.
I allow and receive wealth and abundance to every area of my life, easily and effortlessly.
I am worthy and deserving of prosperity, abundance and love.
Money and prosperity flow into my life from many different sources.
I earn enough passive income to enjoy a prosperous and loving lifestyle.
I expect and receive miracles.
I release all subconscious barriers to financial and personal success.
I am an excellent money manager.
I always pay myself first.
I put money into my financial freedom fund every day.
My money works hard for me and makes me more and more money.
I earn enough passive income to pay for my desired lifestyle.
I am financially free.
I work because I choose to not because I have to.
My part-time business is managing and investing my money and creating streams of passive income.
My inner world creates my outer world.
Everything in my life is a choice. I choose to be wealthy.
I create my life. I create the exact amount of my financial success.
I play the money game to win.
My intention is to create wealth and abundance,
I admire and model rich and successful people.
I believe money is important, money is freedom and makes life more enjoyable.
I am a confident and powerful magnet for financial abundance and prosperity.
Every day, in every way, I am becoming wealthier, happier and freeer.
It is fun and easy to make a lot of money.
I deserve prosperity.
I enthusiastically create and step into my financial freedom.
I am destined to have an abundance of love and prosperity in my life.
I create abundance doing what I love.
I deserve to be wealthy because I add value to other people’s lives.
I am a generous giver and an excellent receiver. Each are equally important.
I am truly grateful for all the money I have now.
Exciting, prosperous opportunities always come my way.
I live in unlimited, luscious abundance. More and more effortlessly flows to me with ease and grace.
My highest desires are manifesting now.
My capacity to earn, hold and grow money increases with each and every day.
I allow and receive wealth and abundance to every area of my life, easily and effortlessly.
I am worthy and deserving of prosperity, abundance and love.
Money and prosperity flow into my life from many different sources.
I earn enough passive income to enjoy a prosperous and loving lifestyle.
I expect and receive miracles.
Final thoughts on using a wealth meditation to develop a millionaire mindset
This, of course, is only the beginning. You cannot listen to this meditation and stop there.
Success – financial or otherwise – isn’t passive after all. You do need to take action.
If you have a sudden idea or opportunity coming your way, you’ll need to make a conscious decision to actually take it.
It’s like wanting to win the lottery but not even buying a ticket. That’s impossible.
So, listen to this meditation as often as you can – preferably every day. And then take action.
Look for a better job or start a business.
Do what you must to clear your debt fast.
Involve yourself in side projects that will pay.
Do something that will take you closer to your financial goal and before you know it, perhaps slower than you wish, faster than you expect, you’ll get there.
You’ll achieve it and you’ll be surprised.
Have you tried this before? What goal did you set and what did you have to do to get it?
Leave your comments below. We’d really love to hear from you.
Editor’s Note: This post was originally published in August 2019 and has been completely revamped and updated for relevance and comprehensiveness.
I’ve always been a great believer in meditation, so this really resonates with me. The mind is a maze and meditation is a great way to silence all the chatter, so you can focus more intently on your goals. I like the method at the bottom of the page, as it’s much like the way I meditate. Thanks so much for sharing!
You’re welcome, Mark! Glad this post resonated with you. 🙂
This really a great material that can help a lot of people to achieve more of their life and I will have to implement this in my life so that I have more of my dream fulfilled.
When I first read a book ( Power of The Subconscious Mind by Joseph Murphy ) about what our subconscious mind can help us to achieve I thought it was a joke so I decided to do further research and find out that it was true, by meditation and affirmation our lives can switch to the positive side totally.
What time should one meditate to get full results? As you have experience in the subject, I will like to know the perfect time one can practice this for full results. Hope to hear from you in your free time.
Take care.
Hi Sumani,
Thank you for sharing that book. We haven’t read it yet but have put it in our never-ending and quickly growing book list. As for your question, the time you need varies depending on a number of factors (but mostly, on how you respond).
What works for us is listening to this meditation before bed and letting our mind soak it in. I firmly believe that anything we listen to in our sleep is powerful and that meditations such as this one work even more powerfully when we are not consciously listening to it. Unfortunately, when we listen to it consciously, we also tend to dissect it logically and all our resistance is fully present, which makes it difficult for the message to really soak through.
That’s what works for us. Let us know how you get on if you decide to try it. 🙂
Hello Kevin and Jade; great post. Since I was a pensioner, I have tried to change my life and my way of thinking. I learned to relax and enjoy what I have. The only thing I’m missing is the money, for a decent life. For five years I searched and when I was ready, I came across WA. It is just one of God’s wonders.
best regards
Carmen
Things sometimes tend to appear when we really need it but when we least expect it. It’s truly wonderful. Do let us know how you get on and if we can help your journey. Cheers!
Thank you for this informative post. I agree that mindset is the number one key to success. I use self hypnosis mp3 and they help reframe my mindset and motivate me to take action. Success is not accomplished without correct action. “Action takers are Moneymakers.” Can do attitude, develop needed skills, take action and learn from your mistakes.
Hi Tom, thanks for sharing your experience and your techniques and glad to know they are effective. It’s an awesome feeling when we finally get a toolkit that works for us. Cheers!
Simply wowed! Even though I’m not listening to the hypnotherapy right now, reading through this post alone has put in me a new surge of energy that makes me realise the reason I got into making money in the first place. This is such a powerful one from this meditation for wealth and abundance by T Harv. Eker. Seriously, I must get this for myself and inculcate the habit of always listening to this every night and time to motivate myself every time. This is just simply great and enormous. Thanks for this beautiful post
You’re welcome. We’re happy that you found it useful as we experienced the exact same when we first heard it. Now, we listen to it as often as possible and the impact on our psyche is immense. We think anyone who is in the MMO niche really needs to incorporate some mindset exercise.
It’s certainly a very interesting way to get this sort of mindset into your own thought process – but what about those of us that struggle with any form of meditation? (yes, I’m looking at myself here!)
I’m wondering if this format is slightly different than the normal setup of wealth meditation, as I have tried a few before. I tend to get lost in words pretty easily, and not really concentrate on what I’m supposed to be taking in. Does this guided meditation for wealth address this? Is it only in the written format like what you’ve included in this article?
Hi Chris, I know exactly what you mean. Luckily, this is a form of self-hypnosis so all you really have to do is play it, follow along as best you can and return your attention to it when it wonders. It will still work because it’s your subconscious that it’s working on.
Alternatively, when your the type to meditate and get frustrated when you can’t silence the mind chatter (trust me, I know how that feels), then you might be better off going with a subliminal or energy clearing. I recommend Real Subliminal or Christie Marie Sheldon. They both worked wonders with me as I have unbelievably strong resistance, it turns out.
Let us know how you get on. 🙂